Friday, November 13, 2020

8 ways to investing advice for beginners by Warren Buffetts

               MARKETPEDIA     

Warren Buffett's best investing advice for beginners

Warren Buffett, “When a person with money meets a person with experience, the one with experience ends up with the money and the one with money leaves with experience.”

This was Warren Buffett’s response, on his 87th birthday, when asked about his best investment advice.

He says that experience is the ultimate key to be a successful investor.

However, what about those who are new to investing? What if you don’t have any experience?

Well, fortunately you can learn from investors who DO have experience – investors like Warren Buffett himself.

Take a look at these 8 proven investment tips from Warren Buffett:

1.Diversification isn't always a good idea

Many good investors stress the importance of diversification. But Warren Buffett tends to disagree with the idea.

Buffett says that diversification is for people who don’t know much about investing. An experienced investor should choose stocks on a long-term basis and should have faith on his/her investments.

Some investors diversify their portfolios because they are afraid that any one stock might sink their entire portfolio; but, while doing so, it becomes much harder to keep track of the current events impacting each company. So, by diversifying, they might reduce the volatility of their portfolio, but at the same time they reduce their focus on individual investments.

Buffett waits for opportunities to buy good stocks, and when those opportunities come his way, he takes full advantage. According to Buffett, When it’s raining gold, put out the bucket not the thimble.”

2.Invest in yourself first

"The best investment you can make is in your own abilities. Anything you can do to develop your own abilities or business is likely to be more productive."

Warren Buffett says that the best investment one can make is on his/her own abilities. Most people are not going to make most of their money from the stock market. They’re going to make it from their careers. So, put yourself first.

Buffett’s partner Charlie Munger had a similar thought. Munger’s secret to success: sell yourself an hour each day, and use that hour to make yourself better.

     

3.Trust yourself to be a successful investor

Buffett says that the hardest thing is to trust your investment decisions. You always think that others are right and you are wrong. Instead, you need to study and believe in yourself.

To be successful, you need to overcome the fear and not pay attention to what others are telling you. Accumulate knowledge and make investment decisions on your own to stand separate from the crown and be a winner.

 

4.Only make investments that you understand

Warren Buffett says that many people think quite a bit before making any investment – and sometimes think TOO much.

Buffett cautions that you should never invest in businesses that you don’t fully understand.

He says that if before he invests in the stock of a company, he has to first understand how the company makes money and the main drivers that impact its industry in no more than 10 minutes.

If he’s not able to understand it in 10 minutes, he moves on to evaluate another company on this basis.

Most people can’t predict the next fashion trend among teenagers or whether or not a medicine will be successful in the market. Even if  you had more data than anyone else, it’s still impossible to predict the future with 100% accuracy.

In situations that rely on an accurate forecast of the future, Buffett advises not to invest. If it’s complex for you, just look for other businesses to invest in.

Buffet once said that out of about 10,000+ publicly-traded firms, he would like to invest in only a few hundred companies – before even taking valuation into account!

5.Make sure you choose the right news to focus on

One of the best investment tips from Warren Buffett is to not put too much stock (no pun intended) into each and every news headline that you see.

Buffett believes in the 99-1 rule. Most investors take actions based on 1% of the financial news they consume. Doing so, they quickly sell their stocks whenever bad news comes up – e.g. a company’s revenues have fallen by 10%. If the company in this particular example has been in business for, say, 100 years, then Buffett says that it’s definitely capable of withstanding such events. In other words, people often tend to overreact.

6.Buying a stock of a company is buying a part of a business

Imagine you’re buying an ownership stake in the convenience store around the corner from your house. Automatically you’ll think about the competition, suppliers, prices, etc.

 You’ll have to think both about the specific location as well as its competitive position in the market.

Similarly, while buying stocks, you need to think about all these things – just as the people running the business do.

When you buy a stock, you’re not just buying a piece of paper or a ticker symbol. Buying the stock of a company is buying an ownership stake in a BUSINESS.

7.Learn from your mistakes and move on

You might be astonished to know that even Warren Buffett makes mistakes – big ones too. But he makes sure that he learns from his mistakes.

Buffett advises keeping a record of the mistakes you’ve made so that you know what went wrong and make sure you don’t repeat them again.

Buffett further says that you should share these lessons with your children and grandchildren so that they know what mistakes not to commit.

8.Don't be a day trader

According to Buffett, the secret to getting a better return on investment is to buy a stock and forget about it. He believes in having a buy-and-hold mentality and insists on holding stocks for decades.

There are two principles behind this:

(1) if you buy a stock for less than it’s true worth, the stock’s price will eventually converge with its intrinsic value; and

(2) if you buy a wonderful business, the value of that business will compound and increase exponentially the longer you hold on to it.

 So, the patient investor will ultimately be rewarded if they hold on to their stocks for a longer time. For Buffett, time is the friend of a wonderful business.

“If you aren’t willing to own a stock for 10 years, don’t even think about owning it for ten minutes.”

He says that if you constantly buy and sell stocks, it’ll take away a significant percentage of your returns in the form of trading commissions and taxes. So, it’s better to buy great stocks and holding them for a long time.

Thursday, November 12, 2020

PUBG IS BACK ?

 

              TECHNOPEDIA      

1.PUBG hints at India return with Microsoft       Azure deal



Krafton Inc, the South-Korean company that owns PUBG Corp. has signed a deal with Microsoft that will let the PUBG parent host the game on Microsoft’s Azure cloud platform.

The deal allows Krafton to host products directly operated by the company and its subsidiaries’, including PUBG on PC and Consoles, in addition to PUBG Mobile, which was banned in India two months ago.

PUBG Corp. still holds the rights of the popular battle royale mobile game.

“With privacy and data security being a top priority for Krafton, the company will be working with Microsoft to ensure personal data protection through Azure,” the company said in a press release.

“The collaboration will ensure that privacy rights are respected and relevant software will be in full compliance with all applicable laws and regulations.”

Azure is Microsoft’s cloud computing service that allows game creators to build and run their games on a global scale.

Krafton will also be working with the American tech-giant to introduce a verification process to ensure the storage of personally identifiable information of its players follow all appropriate requirements in all territories.

While reports suggest that PUBG Mobile is planning a return to India with such cloud deals, others indicate that data security and Chinese ownership was only a part of why the app was banned.

A report by TechCrunch noted that PUBG Corp. has privately informed some streamers that it expects the game to return in the country by year end. Some streamers are expecting an official announcement about the return as early as Diwali.

Besides, Krafton has been working on rebranding the game to get around the government’s ban. The game developer previously said that it had localized its Indian servers before the ban.

2.MediaTek unveils Dimensity 700 5G chipset

The new chipset features 5G carrier aggregation (2CC 5G-CA) and 5G dual SIM dual standby (DSDS). It is claimed to give users access to the fastest speed and 5G-exclusive Voice over New Radio (VoNR) services. It is equipped with power-saving features like UltraSave Network Environment Detection, MediaTek 5G UltraSave OTA Content Awareness, Dynamic BWP and Connected Mode DRX.

MediaTek Dimensity 700 5G chipset can support 90Hz refresh rate displays with FullHD+ resolution. It can also support 48MP or 64MP main camera sensors with AI-bokeh, AI-color and AI-beauty features. It is integrated with hardware-based imaging accelerators enabling multi-frame noise reduction.
The chipset comes with support for digital voice assistants like Alibaba, Amazon, Baidu, Google and Tencent.

Additionally, the company has also launched MediaTek 8192 and MediaTek 8195 chipsets for the next generation of Chromebooks. The MT8192 and MT8195 chipsets come integrated with an AI processing unit (APU) to power a wide range of voice and vision-based applications. The duo also have a dedicated audio digital signal processor (DSP) to enable ultra-low power voice wakeup (VoW) for voice assistants.

The chipsets allow users to integrate super-large 80MP 4-cell cameras, single 32MP cameras or dual camera setups up to 16 MP + 16 MP to Chromebooks.
MediaTek 8195 is built on the 6nm TSMC process and integrates an octa-core CPU with four Arm Cortex-A78 cores. It also integrates MediaTek’s APU 3.0, providing up to 4 TOPS performance. Other features include five-core Arm-Mali G57 GPU and quad-channel 2133MHz LPDDR4X. It comes with support for Dolby Vision, 7.1 surround sound audio and a Codec AV1 hardware video accelerator.
MediaTek 8192 integrates an octa-core CPU with four Arm Cortex-A76 cores and four Arm Cortex-A55. It is said to offer up to 2.4 TOPs performance. The chipset also packs a powerful five-core Arm Mali-G57 GPU with 2133MHz LPDDR4x and UFS 2.1 storage. It supports wide quad high definition (WQHD) displays with standard 60Hz refresh-rates, or FullHD+ displays with up to 120Hz
refresh-rates.

3.Samsung ‘The Sero’ rotating TV launched in India: Price, features

samsung has introduced its rotating TV geared for social media consumption, called The Sero, in the Indian market. The Sero can switch between horizontal and vertical orientations and uses Samsung’s QLED technology. Samsung had showcased the Sero back at the . Samsung says the Sero will be exclusively available at Reliance Digital stores in India.

The Sero is priced at Rs 1,24,990 in India for the 43-inch screen size with a navy-blue bezel design. Samsung is offering customers benefits like 5 percent cashback and EMIs starting at Rs 1,190 when they purchase the Sero. The Sero will come with a 10-year no screen burn-in warranty from Samsung and a one-year comprehensive warranty and one-year additional warranty on panel.

The unique selling point here is that this TV is optimised for streaming content from your mobile. A user can switch between horizontal and vertical orientations with just the press of a button.

Samsung’s Sero: Specifications


The Sero has a QLED display technology and the company has introduced the 43-inch variant in India. This is a LED TV with Quantum Dots, and we’ve seen Samsung offer various TVs with the technology. QLED also relies on an LED backlight for the pixels to light up, unlike an OLED where they emit light on their own.

The Sero TV also comes with the company’s Adaptive Picture+ feature which controls the light and analyses the video and surroundings to deliver the best picture quality, according to the company. It will also rely on AI Upscaling feature to boost low-resolution content in to 4K quality.

It also comes with an  Ambient Mode+, which will allow the TV to blend with the background of your room. Samsung says the Sero can analyse the texture and colour of the walls and adjust its screen to match the surroundings. It has an Always On Display mode, and users can choose from different backgrounds

Samsung says the Sero is optimised for social media content, streaming services and gaming. The screen can be rotated by remote control, voice command and via the SmartThings app from Samsung. The TV also comes with 4.1ch 60W front firing speakers.

Its Portrait mode will let consumers pick from different stylish vertical backgrounds as well. It has an All-in-one Stand with a 360-degree clean and removes the clutter of wires.  In order to share content from their mobile onto the Sero, users will be able to just tap on the bezel and the same will appear on the TV.

 

Wednesday, November 11, 2020

Physical Signs (If Someone Secretly LOVE YOU)

 
How do you know
if someone secretly loves you?

 

Summary

Oxytocin, the so-called love hormone, activates feelings of trust and attraction between people when it is released in the brain, and it rises in the early stages of romantic love.

 What are the physical signs of being in love?

§  Your cheeks flush, palms sweat, and heart races

§  Your pupils dilate

§  You may feel a little sick

§  You won't be able to keep your eyes off your partner

§  Your voice might actually get higher

§  Falling in love may mess with your hormones

§  Your sex drive is the highest at the very beginning

§  It may strengthen a man's bones

§  You might have trouble sleeping

§  It'll make you more sexually adventurous


1. How do you know if someone secretly loves you?

·          It's also like being drunk.

·         Your cheeks flush, palms sweat, and heart races.

·         Your pupils dilate.

·         You may feel a little sick.

·         Being in love might give you superpowers.

·         You won't be able to keep your eyes off your partner.

·         Your voice might actually get higher.

·         You will worry when they're not around

 

2.What are the physical signs of being in love?

·       ·        You feel a genuine rush or high when you think of them. ...

·        You can't get them out of your head. ...

·        You experience sleeplessness and loss of appetite. ...

·        Your heart rates synchronize. ...

·        You are more open to new ideas and activities. ...

·        You start planning for the future.

 

3.How do you know if someone is hiding their feelings for you?

·         Here Are 11 Signs That Someone Is Hiding Their Feelings.

·         They put a positive spin on the negative things in their life.

·         They are constantly busy.

·         They withdraw from the people who matter most.

·         They'd rather deal with other people's problems than theirs.

·         They become consumed with irrational anxiety or paranoia.

 

4.How do you test a guy to see if he really loves you?

Here are some signs that your man is in love with you and in it for the long haul:

·         He fully respects you. Real respect is a profound thing.

·         You fully trust him.

·         He loves a lot about you.

·         He shows loving actions.

·         You're his partner in crime.

·         You are a part of him.

·         He makes you a priority.

·         He loves being with you.


Signs - Loves You Secretly


1. They remembers important dates.

When we deeply care about someone, it’s hard to remember every significant detail. So, when the guy in your life makes a point of acknowledging something like this, take note. He wouldn’t ask you how your niece’s twelfth birthday last Wednesday was if he wasn’t purposefully, sweetly, keeping tabs on you.

2.They wants to know everything about you.

once you like someone, even the most boring detail about them becomes golden. If he mentions his favorite soup is minestrone, you file that away forever. Guys are no different in this respect

3. They makes an effort with your loved ones

Your friends or family are not overly critical of prospective romantic partners, there’s still going to be some tension. Keeping that in mind, you can see how only someone who’s interested in something real would make that kind of effort.

4. They pays attention to you more than anyone else.

This one will be evident just from how much time he spends standing near and listening to you, but it’ll be shown in subtler ways, too. For example, you might notice that he watches you for your reaction to something instead of at the person talking. Maybe he makes a joke and you’re always the first person he looks at to see if you laughed.

5. They notices the little things.

The guy who’s really into you will notice the smaller details. If you stop wearing the necklace you always sport or suddenly start wearing nail polish, he’ll be the one to comment on it.

6. He’ll make sacrifices for you.

No one should have to make constant sacrifices for another person in a relationship, and all effort should be mutual. But when a guy shows you he’s willing to be inconvenienced in some way for your sake, it shows selflessness.

7. He values your opinion.

When a guy respects you as a partner, they want your opinion on different parts of his life. Even if he doesn’t always take your advice, talking it out with you will be a vital part of his decision-making process.

Tuesday, November 10, 2020

5 {Easy} strategy to {Build} the {E-Commerce}

          MARKETPEDIA     

E-commerce: Time to build muscle through strategic purchases or alliances

Even before the COVID-19 pandemic, one could see the consolidation trends playing out in the e-commerce space. 


With VCs more cautious in handing out big cheques learnt through the perilous journey of high-profile valuations being humbled when attempting to go public, along with a shift in approach from 'growth-at-all-costs' funding to increased focus on unit economics and path to profitability.

 

The M&A trend has accelerated and brought to the forefront because of the pandemic, with Indian small/niche startups struggling to stay afloat in these testing times.

 

By some estimates over 25-30% of them might not make it due to a complete halt in operations, increase in competition, limited cash runway.

 

A pattern is emerging where leaders of the pack along with the key players in the chase are seeking strategic purchases or alliances to become a more dominant force in the space making them more attractive to both VCs and consumers.

 

There is substantial value to be unlocked when a collaboration/acquisition is done right - helping speed up growth, improving margins, access to bigger markets and shorten the sprint to profitability.     

 

There are several factors influencing this accelerated trend brought about both by caution in investors and high-growth companies leaping to a higher plane.

          

1.Narrowing the field of competitors

Younger startups, especially in high-growth areas will, in today's environment, may find it challenging to enjoy the enviable valuations of their older peers.

 

 In a hyper-competitive environment and in a natural order of things, peers in the space may have complementary strengths and weaknesses.

 

Exploring synergies, easing the burden and the potential for a better performance, entrepreneurs can explore innovative ways to stay relevant, improve market performance or better yet reach profitability.

     

2.Be the disruptor (to break apart)

Technologies are vulnerable to disruption, evolution, and competition has been one of the Internet’s defining successes. Increasingly, the focus post acquiring a bigger piece of the pie in terms of market share, companies are focusing on acquiring technologies, to stay ahead of the curve in terms of disruption.


 We have witnessed companies strengthening their foundation with the latest technologies to attract customers (AR/VR) and maintain VC interest by displaying an "on-trend" approach.

 

This will also help bring in scarce talent to the ranks, apart from a boost in capabilities.

     

3.Ramp up (increase the level or amount of something sharply)

Acquisitions can help escalate the pace of adoption in the market - from a domestic perspective or international players looking to expand their footprint in India or Indian players expanding overseas.

 

The interesting trend here is, it bodes well that it is not only larger businesses that are acquiring startups, there are other smaller players are identifying alliances or acquisition opportunities to bring better value add to their offerings.


Leveraging the combined pool of customers, partners, suppliers, etc. could open-up new avenues of revenues which the combined entity could take advantage of.

 

4.Excess Baggage (luggage weighing more than the limit allowed on an aircraft and liable to an extra charge)

Some companies on the back of enormous investments have navigated into segments not core to their business. Companies can unlock capital by losing the excess baggage to a better suitor.

 

While it is good for companies to diversify, the key will be for businesses to focus on the revenue-churners. For the opportune, it may be a right time to look for suitable acquisition and bolster their offerings at a bargain.

 

5.The need to pivot (the need to turn)

Pivoting occurs when the entrepreneur shifts the direction to accommodate changes, and the current environment is bringing about a sea of change in consumer behaviour.

 

 Pivoting can comprise anything from shifting targets to another set of customers, re-purpose existing offerings, deploying different technologies for building products.

 

Finding the right acquisition target can help quickly bring to life the new vision and direction. We have already witnessed several companies venture into categories traditionally not in their field of play.

 

                                        Conclusion

While a lot of founders may be hesitant towards M&A, finding right synergies, change management, proper planning and execution can increase chances of success and can lead to significant shareholder value. A time like this provides some interesting opportunities to expand markets, improve offerings, and provide new innovations.

 


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