How rich/poor budget?

 

How rich      poor budget? “Most of our wives are planners and meticulous budgeters. In fact, only 18 percent of us disagreed with the statement "Charity begins at home." Most of us will tell you that our wives are a lot more conservative with money than we are.” I think that what “rich” people know and don would surprise most people. Reading Thomas Stanley's book certainly opened my eyes.          MILLIONAIRE           AVERAGE      25% Needs      10% Wants        65% Investing         40% Needs       55% Wants         5%   Investing     What you think as rich, the hot car, yacht in the Bahamas, 12,000 sq ft home is probably anything but wealthy. Sure, one off folks may have some money but a high consumption lifestyle is not congruent to accumulating wealth. You would never know if you past most of the actual rich folks on the street. Old cars, worn out blue jeans, humble watches and modest homes are more the style of the people that actually have money. Why? Because while making a lot of money (playing offense) is a great start building wealth spending frugally (playing defense) is what actually gets you there. I know someone that makes several million dollars a year. This person lives the lifestyle of lifestyles, carefree shopping trips, boats, a huge home in the most exclusive area, private schools, horse riding lessons … they are a huge deal. Until you talk about brokerage account balances. Then they are not impressive at all. Like horribly disappointing. They have a world class offense, no defense. Conversely, the average millionaire has never spent more than $399 for a suit, $140 for a pair of shoes, or $235 for a watch. They shop at Sears and JC Penny's. Point blank, they are frugal. Frugal people budget their money. I have heard it said that you are either poor moving towards rich or rich moving toward poor. I am willing to bet that the latter is full of people that budget their money.       NEEDS OF RICH AND POOR PERSONALITY?          5 BASIC NEEDS OF HUMANS BEING 1.shelter 2.food 3.clothing 4.Water 5.health Care (safety, protection) The rich and the poor is merely a comfort factor, with the rich being able TO afford the premium brands of ENPS, while the poor can only afford the generic or cheaper brands of ENPS which are, or some of which, can be provided free of cost. Therefore, rich personality is spending the money in less needs but healthy for body. In other hand poor personality is spending the money in more needs but they are dangerous for health. For example, He gets enough sleep. Even on insanely busy days, Musk sleeps 6 to 6.5 hours per night. He gets a boost from a few cups of coffee during the day. Musk schedules his day in 5-minute intervals and constantly optimizes it for efficiency.          WANTS OF RICH AND POOR PERSONALITY?   WANTS OF RICH PERSONALITY 1.Avoiding debt 2.Budgeting properly 3.Setting short-term and long-term goals 4.Investing in yourself 5.Diversifying your assets 6.An understanding of risk and reward Rich personality don’t spend their money trying to impress people. But the poor personality spend money to impress other people. Owning expensive things doesn’t show our status anymore because most people can afford to buy most of this stuff on credit. I decided not to change my lifestyle after my income significantly grew and I quickly realized that things aren’t a source of happiness. Owning too many things puts pressure on you. It’s better to spend money on experiences and traveling.   WANTS OF POOR PERSONALITY 1.Why I make terrible decisions, or, poverty thoughts 2.Working for the wage 3.Temporary work 4.job security 5.drugs habits                                     Memories will last forever, but things make you happy only for a moment. And I don’t try to keep up with my friends and colleagues. You’ll never know the whole truth about the financial status of another person. I had well-off friends who were in debt and had no savings. Buying things that you don’t really need just to demonstrate your financial status and living on credit are only for people who don’t think about their future. Investment of poor and rich personality will come in the next blog……

How Do You Preparing For An Exam?

 

How To Ready For Exam

 

Summary

·      Test prep involves taking care of yourself

·      How do I clear my mind before an exam?

·      How to improve your concentration

·      7 Brain Hacks to Learn and Memorize Things Faster

·      What is the best time to study?

 

·     Test prep involves taking care of yourself

1.  Sleep. It is important to be well rested

2.  Diet. Don't change your diet right before the test

3.  Be aware of whatever anxiety you're feeling

4.  Relax

5.  Visualize a successful experience

6.  Talk about it

7.  Verbal questions

8.  Writing questions

Last-Minute Test Prep Tips

No matter whether you’re taking the SAT, ACT, PSAT, or another exam, there are certain things you can do in the days before to ensure a successful experience. It makes sense to review what you’ve learned, but eating well, sleeping, and taking time to relax go a long way, too.

·     2.How do I clear my mind before an exam?

1.  Pace Yourself. Don't wait until the last minute to study

2.  Exercise. Get all that excess energy out when you're nervous

3.  Pre-pack Everything. Don't go into a test unprepared

4.  Meditate. Like exercise, meditation can be a great way to clear your mind

5.  Review Your Notes

6.  Exhale

7.  Reward Yourself

8.  Hang Out.

 

Pace Yourself

Don't wait until the last minute to study. Cramming before a test rarely yields good results because you can't fully absorb the information into your brain. At the same time, you don't necessarily want to study too early and then forget everything. Instead, find a happy medium: once the test date is assigned, set a timetable for reviewing material, even if at first it's only for 15 minutes a night.

As the big day nears, spend more time on the parts that confuse you. Pacing yourself allows you to take your time, relax, learn the material, and most importantly, ask the teacher ahead of time if something isn't completely clear to you. If you set a steady pace for studying, you'll be good to go.

 

·     How can I make my mind to study?

Improve your concentration

1.  Getting started.

2.  Make a plan. Draw up a study timetable that takes into account your energy levels at different times of the day, and stick to it

3.  Set goals for each study session

4.  Take breaks

5.  Build in variety

6.  Just say 'Stop'

7.  Schedule worry time

8.  Learn actively

Many learners complain that they just can’t concentrate, and that minds race from one thing to another and their thoughts are all over the place - except on their studies.  But almost everyone has the ability to concentrate.

Think of a time when you were totally engrossed in something you really enjoyed, for example a movie, a book, a game of rugby or netball. The trick is to use the right strategies to unlock your natural ability to concentrate and apply these to your studies. If, however, you try the strategies below and still struggle to concentrate, contact our Library and Learning Centre;  we may be able to provide additional support.

Make a plan

Draw up a study timetable that takes into account your energy levels at different times of the day, and stick to it.

Divide your work into logical sections that have a beginning and an end. Our brains are holistic, so you’ll find it easier to work on something that forms a whole, rather than something that's left hanging midway.

Take breaks

Research has shown that people:

Remember best when they study for shorter periods then recap and consolidate what they learned, as opposed to studying for longer periods.

Learn better at the beginning and end of a study period.

So, plan to study for about 30-45 minutes, review what you have learnt, then take a five to 10 minute break.

·     How can I memorize faster?

7 Brain Hacks to Learn and Memorize Things Faster

1.  Exercise to clear your head. Working out is good for our bodies, but our brain reaps many benefits as well

2.  Write down what needs to be memorized over and over

3.  Do yoga

4.  Study or practice in the afternoon

5.  Relate new things to what you already know

6.  Stay away from multitasking

7.  Teach other people what you've learned

What is the best time to study?

That said, science has indicated that learning is most effective between 10 am to 2 pm and from 4 pm to 10 pm, when the brain is in an acquisition mode. On the other hand, the least effective learning time is between 4 am and 7 am.

If you are a student, studying is part and parcel of your life. It takes patience and practice to establish the best time for you to study. For some people, mornings are better1 for studying, while for others, evening or night time enables to focus better on their studies.

According to the science of “good timing” – also known as chronobiology2 – peak performance is hardwired into our DNA. Our biological clock, which is an inner clock embedded inside our brain since young, actually helps us decide when is our perfect timing for studying. Although new discoveries prove that timing may not be everything, it is important if you want to create and perform at your best consistently.

That said, science has indicated that learning is most effective between 10 am to 2 pm and from 4 pm to 10 pm, when the brain is in an acquisition mode. On the other hand, the least effective learning time is between 4 am and 7 am. While there is really no one best time of the day to study, let’s take a look at the benefits of studying in the morning versus the other times of the day.

LG launched Wing

L.G. Wing L.G. is ready to launch its new smartphone - the L.G. Wing in India today. The phone will come with dual displays and the secondary one is a rotating one for multitasking. The primary display will come with a 6.80 inches touchscreen display that will have a resolution of 1080 x 2460 pixels at a pixel density of 395 pixels per inch (PPI) and an aspect ratio of 20.5:9. The secondary display will come with a 3.90 inches touchscreen that will have a resolution of 1080 x 1240 pixels at a pixel density of 419 Pixels Per Inch (PPI). Besides, L.G. Wing will be dust & water resistant as it features an IP54 rating. The smartphone from L.G. will be equipped with an octa-core Qualcomm Snapdragon 765G processor coupled with 8GB of RAM. This will let the user enjoy a smooth and lag-free performance while accessing multiple apps and playing intense graphics games. Furthermore, L.G. Wing will come with 128GB of inbuilt storage that can be expanded up to 2000GB using a microSD card so that you can save your local files, songs, pictures, videos and other stuff conveniently without worrying about space constraints.   Display (primary)   6.80-inch (1080x2460) Processor Qualcomm Snapdragon 765G Front camera 32MP Rear camera 64MP+13MP+12MP RAM 8GB Storage 128GB Battery 4000mAh OS Android 10   You can use two mobiles number in the same handset as the L.G. Wing is a dual-SIM (GSM and GSM) smartphone in which you can insert both Nano-SIM and Nano-SIM cards. The phone will run Q OS based on Android 10 operating system and will be housing powered with a 4000mAh non-removable battery. Hence, you can watch videos, play games, listen to songs and do more on the L.G. Wing without worrying about draining of battery. Further, the smartphone will support wireless charging including Quick Charge 4+ fast charging. Speaking about the optics, the L.G. Wing smartphone will feature a triple camera setup on the rear. There will be a 64 MP primary camera with f/1.8 aperture, a 13 MP ultrawide camera with f/1.9 aperture, and a 12 MP ultrawide camera with f/2.2 aperture. The rear camera setup has various features like LED flash, panorama, and HDR. For selfies and video chats, the mobile will sport a 32 MP camera with an f/1.9 aperture. The dimensions of the L.G. Wing will be 169.50 mm x 74.50 mm x 10.90mm (height x width x thickness) and it will weigh around 260 grams. You will be able to buy the smartphone in Aurora Gray and Illusion Sky color options.  L.G. Wing will come with numerous connectivity options such as Wi-Fi 802.11 a/b/g/n/ac, dual-band, Wi-Fi Direct, DLNA, hotspot, Bluetooth v5.10, NFC, with dual-band A-GPS, GLONASS, BDS, GALILEO, USB Type-C, 3G, and 4G (with support for Band 40 used by some LTE networks in India). Sensors on the phone will include an in-display fingerprint sensor, accelerometer, compass/ magnetometer, gyroscope, ambient light sensor, and proximity sensor. The phone will also support face unlock.                         L.G. WING PRICE IN INDIA L.G. Wing smartphone price in India is Rs 69,990. L.G. Wing was launched in the country on October 28, 2020 (Official). The smartphone comes in 1 other storage and RAM variants – L.G. Wing 256GB 8GB RAM. As for the color options, the L.G. Wing smartphone comes in Aurora Gray, Illusion Sky colors.                         L.G. WING SPECIFICATION ·         L.G. Wing has 6.8 inches display and 1080 x 2460 pixels resolution ·         Triple camera setup on rear with features like LED flash, panorama, and HDR ·         Front camera is of 13 MP ·         Powered by 4000 mAh battery ·         Runs Q OS based on Android 10 OS and equipped with octa-core Qualcomm Snapdragon 765G processor ·         8GB RAM and 128GB inbuilt storage ·         Dimensions of the phone are 169.50 mm x 74.50 mm x 10.90mm (height x width x thickness); weight is 260 grams ·         Color options: Aurora Gray and Illusion Sky                                    CONCLUSION . L.G. is that old company so we can believe it . All the features of this phone are good . Camera quality is good